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Terms and Conditions

1. Introductory part

1.1 This Agreement regulates the main Terms and Conditions (hereinafter T&C) of the contract obligations between Cardmates (hereinafter “we”, “us” “Cardmates”) and any person registered with us: (hereinafter “User”, “You”).

1.2 Each User accepts the conditions of this agreement when registering, thus confirming his/her awareness of this T&C and adhere to these conditions for the entire cooperation with our portal.

1.3 We recommend you to save a printed copy of this agreement.

2. Changes in T&C

2.1 T&C can change overtime for a number of reasons, including any commercial reasons; the compliance with laws, regulations and instructions of the regulator; or for the reasons related to the clients’ servicing.

The User is informed about any revisions in the following way:

  • E-mailing (to the address that You indicate when registering).
  • Alert on the site.

Please, ensure that you have signed up for the newsletter.

2.2 The changes come into effect immediately after the publication.

2.3 If you continue to use our products/ service after being informed about the changes, it means that you have agreed to a new Agreement’s conditions.

2.4 If the conditions are not acceptable for, You can stop using our products/ service, and/ or close your account with us.

3. Guidelines for an account using

3.1 Accounts that were registered with mistakes for any reason are not served by us.

3.2 During the registration process User selects a username for himself/ herself and creates the password. User can change the password at any time. Don’t divulge your username and password.

3.3 All our decisions are final and are beyond the revision.

4. The intellectual property rights

4.1 Cardmates owns all rights on the intellectual property including the copyrights (including the copyrights on soft), database rights, domain names, know-how and any other rights related to our products and services. All rights on the intellectual property (including also the promotional materials, banners and new users’ data) are the property of Cardmates.

4.2 Your using of Cardmates website or our services cannot give you the rights on intellectual property (our or any third party) in any circumstances.

4.3 It is prohibited copying, storing, publishing, licensing, distributing, changing, adding, deleting of any parts of our site (including soft) without our prior written permission for You (or the other person under your supervision).

5. Responsibility

5.1 Cardmates is responsible only for the actions of its management, employees and regional managers.

5.2 Cardmates is not responsible for the services and website page content for which the links on our site can be published.

5.3 Cardmates does not receive the complaints concerning endamagement that appeared directly or indirectly because of mistake, misprint, incorrect work of the site.

6. The questions and complaints

6.1 If you have a question, send an e-mail to our Customer support service: support@cardmates.net. All applications are processed within 24 hours.